Too Late to Transform

Beverly Hills, California, population '35,454'
Primary zip code '90210'
A trade in locales for me merely a dream
Doubtful acceptance as member of the luxury-gift team
You know the one who shops on Rodeo Drive
Rich and famous who know little about the verb deprive
This fixed income Senior sits forlorn
Awaiting a miracle to trade-in snow for a balmy morn
Short on cash with little to spare
Impossible even to afford a plane ticket's fare
Interesting are the lessons learned throughout the years
Reality is I'll never be able to financially maneuver my way out of here.